IF you’re struggling to make ends meet every month, you could give yourself an easy cash boost by making money without even leaving home.
We’ve come up with 50 ways to earn extra dosh on the side, from boosting your savings to flogging your junk and doing some online odd jobs.
There are many ways you can earn extra cash on the side
There are plenty of things you can do to earn some extra money on the side this year, whether you’re unable to work or have a full-time job.
And don’t be put off by the thought of paying more tax.
Normally, you’d have to pay tax on any earnings over the personal allowance for basic tax-payers, which will rise to £12,500 next month.
But rules brought in back in 2017 give anyone making cash on the side some allowances for different money-making ventures, most of which are capped at £1,000.
That means you don’t have to declare your earnings to HMRC unless you earn over this amount.
And you can use several allowances in one year, which means you could potentially earn thousands without having to declare the earnings.
We’ve rounded up the easiest ways to make extra money, so you can boost your coffers.
What are the tax rules on making extra money?AS the Government admits, confusion can arise when it comes to knowing whether you need to pay tax on online sales.Rules came into force in 2017 which give causal online sellers a £1,000 tax-free allowance for selling selling online.
Another £1,000 allowance also relates to property – for example if you rent out your driveway, or your whole property.
That means income below the £1,000 threshold does not need to be declared to the taxman.
Meanwhile, personal possessions sold for less than £6,000 are exempt from capital gains tax.
There’s also a £7,500 allowance for homeowners who want to rent out a furnished room, for example, on Airbnb.
HMRC has confirmed you can use two or even three allowances in the same tax year, but only for different money-making ventures.
For example, you could use the property allowance to rent out your driveway, and the £7,500 rent-a-room tax relief to rent out a spare room without having to pay any tax.
Experts have been concerned that money makers aren’t aware of the allowance – and they could be left with a hefty tax bill if they earn over £1,000 and fail to tell HMRC.
And of course, there are various scenarios where you will need to declare your income to the taxman anyway, for example if your self-employed or you’ve earned more than £1,000 in untaxed income by renting out a property.
Online tasks for cash
Getty – Contributor You can make serious cash by doing simple online tasks
1. Fill out online surveys
You can get paid up to £6 per survey – and it’s a great way to make money, according to both Emma Drew of Emmadrew.info and Francesca Mason of From Pennies to Pounds, told us.
There are lots of sites you can use, but these are the easiest to navigate: YouGov.co.uk, Prolific.ac and PineconeResearch.co.uk.
2. Go mystery shopping
Brands can pay you to shop free of charge for them, and some you can do online.
MoneySavingExpert forum users have put together a comprehensive guide to how you can start mystery shopping which has links to all the different companies.
3. Complete easy tasks
Money-earning website 20Cogs gets you to complete 20 tasks over a period of a few weeks.
One savvy consumer made £180.
4. Take snaps of job ads
The Job Spotter app can be a great way to earn some extra cash.
You can make a maximum of 150 points per advert, according to the app, which is the same as £1.50 in cash.
They can be things like questionnaires and signing up to offers, but all can be cancelled at no cost.
5. Test products
Marketing companies, supermarkets and brands regularly send out products to consumers – either to test consumer claims or to spread influence.
Some will just send you free items, but others will even pay you extra to test products on top of getting the items for free.
We’ve put together a guide to becoming a tester and which brands offer these schemes, which include Tesco and Philips.
6. Snap photos of receipts
Some apps will give you cash or Amazon vouchers just for snapping photos of receipts, and it doesn’t matter what you buy.
Receipt Hog will give you points that you can redeem for a £3 voucher once you’ve earned 1,000 of them.
Each receipt is only worth a few points but it quickly adds up if you snap every receipt you get.
Shopprize is a similar app that gives you 100 coins for each receipt (and bonus coins when you level up).
When you hit 7,500 coins, you can cash out a £5 Amazon voucher.
Martin Lewis says thousands pay too much council tax and reveals how to check yours on This Morning
7. Snap a photo of a derelict house
For when you’re out of the house, this one.
If you see a derelict house in London or the home countries, you could earn yourself a £20 Amazon voucher.
All you need to do is fill out the address and upload a picture of an abandoned home to the YouSpotProperty website.
If you’re the first to find it, then you’ll win a £20 voucher.
8. Become an Avon seller
Don’t forget about Avon, just because the company’s been around since 1886.
Avon representatives sell beauty products that are provided to them and you can keep 20 per cent of each order.
9. Get paid to watch TV
Theviewers.co.uk puts together research panels for broadcasters and programme makers so that they can get feedback on TV programmes before they hit the box.
You can either attend face-to-face research group, fill in surveys online or do both.
You can earn between £40 and £70 for a discussion group and it’s usually cash in hand.
10. Clinical trials
Drugs companies are often looking for people to test new medicines on.
You could get paid to take part in clinical trials to help find treatments for ailments such as Crohns Disease.
There is obviously the risk of nasty side effects but companies like Trials4Us can pay around £1,000 per trial.
Make free money
Alamy There are easy ways to make free money online, such as using cashback websites
11. Get paid for music
Listen to music and SliceThePie will reward up to 10p for every song you listen and rate.
The more you listen to the more they’ll reward you.
12. Share deals
LatestDeals will hand out vouchers for people who share deals on its website.
You get points which add up to Amazon vouchers for your contributions.
The minimum number of points you have to earn is 5,000 before you get a £5 Amazon voucher in return.
There’s a guide to how many points you can earn for different activities on the LatestDeals.co.uk website.
13. Earning cashback
Just as you’d expect from the name, cashback websites give you cash back when you spend online.
TopCashback and Quidco are two of the most popular and sometimes you can earn hundreds. You have to visit the website and click through it to qualify, though.
They are free to use but there are plus memberships which cost £5 a year which can give you a higher rate of cashback.
14. Surf the web for cash
One way you can earn and surf is by downloading and registering with the Qmee app or browser add on.
It’s works by helping advertises reach targeted users – so the adverts will be more tailored for you. If you click on one of the ads you like, you’ll be paid.
Usually it’s around 7-15p a search but you can earn up to £1. The cash is then paid to you via Paypal.
15. Install an app
With Ipsos Media Cell – consumer data tracking software – you will earn a £20 voucher just by installing an app on your phone.
You also have to fill in a quick survey.
You then get £10 every month they keep it installed on their phone.
16. Refer a friend
More and more companies offer “recommend a friend” schemes, where you refer a pal to buy a service and you both get a cash bonus or freebies if they sign up.
One woman revealed that she makes £600 a year just from referrals.
17. Enter competitions
It can’t hurt to try!
Some websites will find free competitions where you can win treats, cash or huge prizes, including LatestDeals.co.uk and Magic Freebies.
18. Cashback at the checkout
You can earn cashback when you upload receipts of an item on offer with CheckoutSmart.
Cashback can be as much as 100 per cent of what you paid.
It’s not just for supermarkets either as you can earn with the likes of Superdrug and Boots too.
19. Free postcode lottery
There’s a free lottery called Pick My Postcode, which is free to enter and you could win sizeable cash prizes in its daily draws.
You win if your postcode is drawn. It’s not likely you’ll win, but as it’s free, there’s no harm in having a go.
20. Other free lotteries
There are other free lotteries you can play online, too.
Freemoji Lottery is where you choose a combination of your five favourite emojis and check the website to see if you’ve won with prizes in dollars.
Meanwhile Free Birthdate Lottery is when you enter your birthdate into the draw to win. Prizes of up to £50.
Boost your savings
Getty – Contributor There are plenty of ways to make your money work harder for you
21. Switch and earn
Some banks offer incentives for you to switch accounts and save with them instead.
For example, First Direct has brought back its £100 switching bonus and others regularly have them too.
22. Make £5 for saving
Plum is a free chatbot app that uses Facebook Messenger to automate savings for you.
If you connect your bank account using a MoneySavingExpert referral link, you’ll also get £5 free cash just for signing up.
23. Get a cashback credit card
Some credit cards will give you cash for spending – but they have to be used with caution.
If you don’t repay your balance in full each month, you’ll start paying interest and that will wipe out most – if not all – of the cashback you’ve earned.
But if you can clear your balance each month, then they could be worth it.
We’ve rounded up the best deals.
24. Premium bonds
Premium bonds are just like normal savings accounts that let you take money in and out whenever you want – with one key difference.
Instead of interest being paid every month, the money you put into the account works as tickets for a monthly prize draw.
It could earn you anywhere between £25 and £1million, tax-free.
25. Reclaim cash in old bank accounts
Brits have £15billion lying forgotten in old bank accounts, pensions, life assurance and investments.
We’ve put together a guide to tracing old accounts and claiming your money back – before the Government gets its hands on your cash.
26. Activate debit card cashback
Many major banks partner with high street and online retailers to offer cashback when you spend money at certain stores.
Deals change all the time, but it’s worth checking with your bank to see what cashback offers they have.
We’ve put together a guide on how to trace your old accounts and reclaim cash – because after 15 years, the Government could take it.
27. Compare interest rates
Martin Lewis has told consumers to always keep on top of savings and mortgages rates as they can go up and down.
We’ve got a guide to the best savings rates that will earn you the most interest.
Sell your skills
Getty – Contributor Use skills you’ve picked up to make money on the side
28. Transcribe for a fee
Many companies will pay for someone to transcribe audio recordings of conferences or meetings by a set deadline.
You can sign up to global sites like waywithwords.net who will pay $0.40 per audio minute.
It says it’s best transcribers earn up to $1.38 per hour, working out at $82 dollars for an hour’s work – or £61.
29. Start a blog
You can make some serious cash from blogging.
Emma Drew told us she now earns £100,000 a year after struggling to get a job after university just from blogging.
30. Sell your photos
If you’re ever at the right place at the right time, or just take a really good snap, you could make money from your pictures.
Photo agencies such as Alamy and 123rf.com will pay you for your pictures if someone downloads them.
They could be used as stock pictures or in news articles.
31. Do odd jobs
You can make a tidy sum by doing odd jobs on the side for other people by using websites such as TaskRabbit.
An events planner told us he makes £9,000 a year by assembling furniture and doing DIY work for others in his spare time.
32. Use Fiverr
Fiverr matches creatives with one-off projects.
Fees vary depending on the task but users will pay from £5 with the potential for earning more on bigger projects.
33. Or try FiveSquids
Similar to Fiverr, FiveSquids is a website which connects people who need a job done with skilled workers who can do that task from as little as £5.
There’s opportunities to earn up to £20 for an hour’s work.
34. Freelance on the side
Freelancer.com is another website which lets you sell your skills to the highest bidder.
People often hunt for website designers, graphic designers, copywriters and marketing professionals.
35. Sell your crafts
Are you crafty? You could sell your creations online.
Set up an Etsy shop and make items to order.
36. Do household chores
Advertise your services on websites such as Facebook and Fiverr and set up your own household chore side business.
You could set your own fees and take on other people’s chores when you fancy, from ironing to gardening.
37. Set up a Youtube channel
Online video bloggers, or vloggers, such as Zoella have made millions from sharing tips or views on subjects from beauty to sport.
You may not become a millionaire from it but thousands of non-celebs earn extra cash from uploading their clips to the video search engine through the YouTube partner programme.
Use your home to earn
Taxi – Getty You can earn money by renting out parts of your home or using it as storage for people
38. Rent out your driveway
You can charge people to use your driveway.
Apps and sites like JustPark connect drivers with a nearby free driveways, and you can decided what times you don’t mind yours being used.
So if you know your car won’t be on the driveway between 9am and 5pm then you can advertise your space.
You can also choose how much you charge and get paid straight into your bank or Paypal account.
You can register your driveway for free but bear in mind they’ll take a commission so you’ll need to factor that in.
39. Rent out stuff you don’t use often
You can make easy money by renting out anything like toys to bikes or camera equipment on sites such as Fat Lama where you can set your own prices.
The company will take a 15 per cent cut if someone accepts your offer but it also has an insurance policy to protect your items against loss, theft or damage.
40. Rent out a room
Landlords who rent out rooms to lodgers now have a rent-a-room allowance of £7,500.
Alternatively, you could rent out a room, or even your whole house, on Airbnb.
You can set your own prices, but UK users in London report typically earning almost £3,000 a year on Airbnb.
One woman told us she makes £14,600 a year from renting out a spare room.
41. Rent out your car
Rental companies such as Easycar match car owners with renters.
The website says average earnings can reach £1,500 while regular users can earn up to £3,000 per year.
For example, you could get paid £128 a month for renting out a Ford Escort for just five days.
42. Store stuff for a fee
All that space in your loft or shed could be gathering money rather than just dust.
Websites such as StoreMates let you list space for free and you can earn up to £40 a month and there is also a 15 per cent service fee for the renter.
Just make sure your home insurance covers you for whatever is being stored.
43. Cook meals for neighbours
You could sell your baked goods or offer to host and cook dishes for people on meal-sharing app EatWith.
You can sign up, create a profile and take bookings from people wanting to pay to eat in your home or share in a delicious foodie experience with you.
44. Put your home in a film
You can rent out your home for photoshoots or even a film shoot and make some serious money.
There are location agencies such as AmazingSpace in London which will pay you to rent out your home or garden.
You could be paid up to £1,500 a day.
Sell your stuff
Getty – Contributor Selling your junk and unwanted stuff could earn you money
45. Sell unwanted giftcards
You can sell your unwanted giftcards on websites such as Cardyard.
You might not always get the full value – someone might pay you £18 for one worth £20 – but it’s cash you can spend where you actually need to.
46. Sell your hair
If you’ve got long luscious locks and you’re thinking of getting the chop, why not make a bit of money out of it by flogging your hair online.
London based Hair Harvest buys hair by the ponytail to make bespoke wigs made from real hair that’s ethically sourced.
Bloomsbury Wigs – the side of the business that makes the wigs – mainly sell to cancer patients who’ve lost their hair through chemotherapy, alopecia sufferers and members from the trans community.
The amount they pay depends on the length, the colour and the condition, but you could earn up to £250 for the right type.
Simply put your hair in a ponytail and cut above the band, pop it in the post and the experts will assess it. If they don’t want it they’ll send it back.
47. Flog stuff on eBay
It’s obvious but selling unwanted items such as clothes and homeware on auction website eBay can earn you extra cash.
You don’t even need to go to the post office anymore as you can choose to have couriers pick up the items from your home.
48. Or avoid eBay’s fees
eBay will take a cut of whatever you make from selling your items.
So it may be worth looking for other ways to flog your items, such as on Gumtree, Preloved or Facebook Marketplace.
49. Sell your rubbish
It’s not just old clothes and trinkets that can make you money.
People will pay a surprising amount online for what you might think is rubbish, such as toilet roll cylinders and empty perfume bottles.
50. Sell electronics
There are lots of websites dedicated to specifically reselling your electronics.
MusicMagpie will give you an instant price for old music or mobile phones.
For example, MusicMagpie would buy a 16GB iPhone 5 in good condition for £84.
More on Money
We’ve rounded up a shorter list of ways you can earn up to £1,000 from your sofa here.
Meanwhile we’ve found ways of getting thousands of pounds towards your first mortgage.
On a smaller scale, we’ve also found great ways to save money and get freebies at places such as McDonald’s, KFC, Burger King and Nando’s.
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